Tips On Tap: News You Can Use

Please review the following prevention tips for kitchen maintenance and feel free to contact EverGuard Insurance Services if you have any questions. Hood and duct system – Please have hood duct systems professionally cleaned a minimum of twice a year, more frequent cleaning may be necessary depending on cooking volume. Please keep hood surfaces and filters free of grease buildup between cleanings and keep filters in place at all times when hood is in use. Suppression system – Ple

Please review the following prevention tips for building maintenance and feel free to contact EverGuard Insurance Services if you have any questions. Systems – Please have systems inspected and upgraded on a regular basis. Keep HVAC filters clean and have units serviced and gas connections checked at proper intervals. Check plumbing for leaks and have upgrades to plumbing as necessary. Electrical systems must be protected by circuit breakers and free from knob and tube wiring. Please

Please review the following prevention tips for security and feel free to contact EverGuard Insurance Services if you have any questions. Staff Qualifications – Please make sure all security staff are trained in the proper procedures for checking ID and dealing with adverse situations that may arise. Security Polices – Please have policies in place that all security staff are aware of and follow. Do not employ security staff that have a short fuse, force should always be a last r

Please review the following prevention tips for liquor liability and feel free to contact EverGuard Insurance Services if you have any questions. Drinking on duty – Please do not allow consumption of alcohol while on shift under any circumstances. Checking ID – Please have a policy for checking ID if there is any doubt regarding age. ID should not only be checked at the door but at the point of sale as well. Any ID suspected of being false should be brought to the immed

Please review the following prevention tips for slip and fall hazards and feel free to contact EverGuard Insurance Services if you have any questions. Proper railings – Please have proper railings of the correct dimensions located at places such as stairs/steps and ramps. Changes in elevation – Please mark changes in elevation such as single steps, low profile stages, raised seating areas and deck/patio transitions with high visibility striping to highlight the change. Uneven sur

We're pleased to provide you with a convenient Incident Reporting Form, designed to help gather and retain relevant information quickly when you or one of your employees become aware of an accident or injury to one of your patrons. With over 40 years of experience insuring restaurants, bars and taverns, we know the importance of being pro-active in gathering initial information quickly and documenting facts accurately before a claim may be filed against you. You can download the

One commonly misunderstood coverage in the Commercial General Liability (CGL) policy is Medical Payments coverage. When competing against EverGuard some agents may say that a business owner needs to have Medical Payments coverage, and that a policy without it is inferior or offers less protection. That is simply not true. Medical Payments coverage is sometimes included in CGL policies, and some people contend that it helps business owners convey goodwill to customers and reduces claims cos