About Us

Founded in 1973, EverGuard Insurance Services is a part of Totalis Program Underwriters.

We specialize in comprehensive insurance services for restaurants, bars, and taverns, and we partner with an elite group of agents to offer the highest-quality products.

Whether you’re an insurance agent looking to place new business or a hospitality entrepreneur in need of comprehensive coverage, you can count on EverGuard for:

friendly people who understand your challenges and needs
efficient response to claims
prompt underwriting service
disciplined business practices
enduring commitment to productive partnerships

EverGuard is open for business in 31 States and the District of Columbia.

At EverGuard, we believe so strongly in our business model that we’re looking to bring it to new markets—wherever there’s a need for respected business partners, reliable products and responsive service.

In the meantime, we’re serving restaurants, bars, and taverns—almost any hospitality business, in fact, that serves alcoholic beverages—in the following states:

Arizona
Arkansas
California
Colorado
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Kansas
Kentucky
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Nebraska
Nevada
New Jersey
New York
North Carolina
Ohio
Oregon
Pennsylvania
South Dakota
Tennessee
Utah
Virginia
Washington
Washington, DC
Wisconsin