Anyone managing a hospitality business, particularly one that serves alcohol, knows that a business address comes with a side serving of risk.

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A patron slips and falls in the parking lot. Two customers exchange fighting words and bystanders get hurt. A broken water main leaves you with a sodden kitchen.

With risks like these in mind, EverGuard underwrites policies customized for a variety of hospitality businesses, including:

  • restaurants

  • bars, pubs and taverns

  • brewpubs

  • sports bars

Minimizing Losses and Risk

At EverGuard, we don’t just underwrite insurance coverage and process claims. We help business owners control losses and reduce risk.

On-site visits allow our representatives to evaluate establishments for everything from safety features to compliance with best practices. And through our electronic newsletter and blog, we offer easy-to-implement tips and handy checklists that will help you protect your business from calamity and keep your insurance costs down.

And let us know what information you need from us.

Click here for a copy of the Incident Report Form and here for the instructions for completing the form.

What to Expect: A Seamless Claims Process

The EverGuard team takes pride in processing claims efficiently and promptly.

But the claims process requires diligence from all the parties involved. As the owner of a hospitality enterprise, you can make the whole process go more smoothly if you take the following steps:

  • Report any incidents to your agent or to your EverGuard representative immediately—even if you doubt it will result in a claim. We can then advise you on next steps.

  • Gather information promptly and thoroughly.

  • Take photos of damaged property.

  • Collect statements and contact information from witnesses.

  • Create a paper trail—because your memory will not suffice.

  • Leave the rest to us. We’ll keep you up-to-date on what happens next and when.